Their financial security and physical independence are at risk if you fail to include housing as a crucial component of retirement, legacy, and long term care planning.
Fortunately, the issue and solution are two sides of the same coin.
Side One: The Status Quo
95% of older adults age in place, yet only 5% of housing is designed to support age-related changes. This mismatch leads to preventable decline, increased long-term care costs, and heavier caregiving burdens. Most homes and communities disable by design, accelerating frailty, dependency, and financial strain.
Side Two: The Enabling Design Approach
Where we live is a key factor in determining financial security during retirement. By leveraging design, we can enable physical and financial independence, reducing preventable decline, long-term care costs, and caregiving burdens—all while preserving inheritance.
For clients who are adult children, this means less caregiving burden which can protect their own financial futures.
Benefits to Your Firm
For financial planning firms, our unique Enabling Design Approach helps:
- Retain more AUM by reducing unnecessary withdrawals for care.
- Reduce generational asset migration by strengthening relationships with heirs.
For long-term care insurance providers, it means:
- Reducing preventable claims
- Increasing generational loyalty
- Expanding solutions for worksite clients
Which side of the coin will you offer your clients?
Schedule a call to learn how your firm and your clients can benefit from our unique longevity strategies.
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