We Help Financial Advisors Retain Assets, Heirs, & AUM

Over 70% of Heirs Take Assets Away from the Current Advisor.
Be the One They Move To. Be the One They Stay With.

improvE liveS & THE bottom line

Long Term Care Threatens Your Clients’ Finances & Yours

The Generational Wealth Transfer and your firm’s finances are in jeopardy unless you address a misunderstood threat to financial planning. Develop relationships with heirs as you provide strategies to reduce long term care needs & costs and create truly comprehensive plans that enable successful aging in place, reduce caregiving burdens, and retain assets.

Issues We Help With

Heir Attrition/
Heir Loyalty

Threats to
Aging in Place

Caregiving Burdens on Heirs

Asset
Spend Down

Legacy Planning

Your Clients, Their Families, and Your Bottom Line Depend on Successful Aging with Minimal Long Term Care.
We Uniquely Help Make It a Reality.

How Will Your Clients Age in Place When Housing Prevents It?

The design of where people live often accelerates preventable decline and frailty–driving unnecessary caregiving needs, care costs, and family burdens. 

Yet this factor is rarely incorporated into financial or long-term care planning.

It threatens the provision of in-home care, aging in place, the physical & financial well-being of family caregivers, and generational wealth.

If your plans do not address this with prevention & planning strategies, responses will likely be reactive–and come too late, compromising the safety nets that you and your clients prepared.

Silver To Gold Strategies can help your organization change the status quo of unnecessary decline and asset depletion and shift it to physical and financial resilience.

HOW WE HELP

START HERE:  Begin with our Aging in Place Client Engagement Program to stop preventable decline, care needs, and asset spend down due to dis-abling environments and make successful Aging in Place a reality.

COMPREHENSIVE PROGRAM:  Our Retention Catalyst™ Program is a system to embed multigenerational planning in your firm’s processes.  We help you address the hidden threats unnecessarily draining wealth, driving up long term care costs, and burdening heirs.

Be the Financial Advisory of choice for multiple generations.  Protect client wealth & relationships with heirs, drive referrals.

No Reason for Heirs to Stay

Over 70% of heirs move assets away from the current firm when they assume money management or inherit assets. 

Involving them in meetings is not enough.

What if you could help families reduce care needs and caregiving burdens–creating a powerful reason for generational loyalty?

An adult daughter leaning down and kissing the forehead of her elderly mother who is in bed

Lack of Paid Caregivers

Many older & their families may have the funds for care but cannot access quality, reliable care amid our nation’s rapidly expanding paid caregiver shortage.

How will they age in place?

What if you could help reduce the need for care while easing the burden on family caregivers?

Artificially Created Care Needs

95% of housing lacks the key features for successful aging in place… unnecessarily draining physical + financial independence and driving preventable care needs.  This increases suffering, depletes assets, and burdens families.

Not all decline is inevitable. 

What if you could help them reduce care needs, costs, and the burdens on heirs?

We Provide Enterprise Strategy, Professional Trainings, Caregiver Education, & Client Engagement to
Change the Trajectory of Financial & Long Term Care Needs & Plans

OUR PROPRIETARY METHOD

The Enabling Design Method™

When the environments people age in are not designed for changing needs,
preventable decline accelerates
driving caregiving demand, long term care costs, and asset loss.

This can result in:

Forced Frailty — being dis-abled by the design of one’s home or community

Eviction by Design — being forced to leave a home of choice due to design barriers

Impoverishment by Design — losing assets to long-term care costs that could have been prevented

The Enabling Design Method™ helps change the trajectory of long term care, caregiving, and financial security–
enabling people to retain their physical + financial independence with age.

We are a CATALYST to Reduce Financial Losses Due to Caregiving and
a BRIDGE between the Financial Planning & Long Term Care Insurance Sectors

FINANCIAL PLANNING FIRMS

The largest Generational Wealth Transfer in history is here.  Are you ready?

We help you address hidden threats to wealth preservation so
you can increase AUM + heir loyalty.

LONG TERM CARE INSURANCE FIRMS

The Claims Wave is here.  Are you ready?

We help you address hidden drivers of frailty & caregiver burden so
you can delay & reduce claims.

Employers, Benefits Programs, & EAPs

Employee caregiving is costing U.S businesses >$33B. How much is it costing you?

We help you uniquely support employee caregivers so
you can retain employees + reduce financial losses.

5 Times Clients Call Us

When Another Heir has Moved Funds Away from Your Firm

When Another Client has Moved to Assisted Living or Skilled Nursing

When Your Clients have Funds for Care, but can't Access Quality, Reliable Care

When Caregiving Burdens Threaten Middle-Aged Clients' Physical & Financial Wellbeing

When Your Key Employees & Projects are Impacted by
Elder Care

The LTCI Retention Catalyst™ Program

Reduce Claims

Minimize Losses on Preventable Claims when you help your clients retain their physical independence and limit asset spend-down.

  • Address the Claims Wave when you enable clients to reduce preventable needs
  • Address a critical gap that predictive analytics fails to address
  • Engage with existing policy holders and attract new ones with special events
  • Improve your reputation as you change perceptions about LTC insurance
  • Help younger clients protect their retirement security by reducing caregiving demands
  • Be the Insurer of Choice when you help workplace clients reduce financial losses and workplace disruptions due to employee caregiving demands

EMPLOYERS, EMPLOYEE BENEFITS & EAPs


Reduce Costly Workplace Disruptions

Minimize absenteeism, presenteeism, and reduced productivity due to employee caregiving burdens that cost U.S. businesses
$17-33 Billion annually.   

  • Give your HR team + managers tools for addressing the impacts of employee eldercare
  • Give employees an innovative method to protect their own retirement security by reducing eldercare needs and remaining in the workforce
  • Reduce unnecessary turnover and retain valuable workers

AMPLIFY THE IMPACT OF YOUR SERVICES & EXPERTISE and create plans with real longevity

Innovative Longevity Strategies created for: