Your Business is Dependent on Their Independence
We Help Businesses Reduce Preventable Caregiving Needs, Costs, & Burdens to
Reduce the Financial & Human Tolls
improvE liveS & THE bottom line
FINANCIAL PLANNING FIRMS
We help you address hidden threats to wealth preservation so
you can increase AUM + heir loyalty.
LONG TERM CARE INSURANCE FIRMS
We help you address hidden drivers of frailty & caregiver burden so
you can delay & reduce claims.
Employers
We help you uniquely support employee caregivers so
you can retain employees + reduce financial losses.
At Silver To Gold Strategic Consulting we equip businesses to provide unique support to clients, policyholders, and employees to reduce the hidden threats that artificially drive dependency and negatively impact your bottom line.
We work with financial advisors, long term care insurers, and employers to address the gaps of predictive analytics while also meeting their primary business objectives.
We do this as a financial gerontology consultancy-–providing expertise in gerontology, neuroscience-based learning, and senior care.
Predictive Analytics Informs the Financial or Extended Care Plan.
Our Expertise Makes the Plan Possible.
THE DRIVERS OF ASSET LOSS & HEIR MIGRATION,
Artificially high claims,
employee turnover + workplace disruptions
Artificially high claims,
employee turnover + workplace disruptions
No Reason for Heirs to Stay
Over 70% of heirs move assets away from the current firm when they take over money management or upon inheritance.
It’s not enough to involve them.
What if you could reduce their caregiving burdens while helping reduce their loved one’s care needs?
Lack of Paid Caregivers
They may have the funds for care but many cannot access quality, reliable care in our nation’s rapidly expanding paid caregiver shortage.
Money is not enough.
What if you could help them reduce their need for care and the burden on family?
Artificially Created Care Needs
Your clients’ wealth is unnecessarily drained by hidden threats that drive up preventable care needs, increasing their suffering, depleting their assets, and burdening their heirs.
What if you could help them reduce their care needs, costs, and the burdens on heirs?
THE HIDDEN THREAT: THE DESIGN OF WHERE THEY LIVE
The design of where people live as they are aging actually accelerates preventable decline and frailty, unnecessarily driving up caregiving needs, costs, and burdens. It threatens the provision of in-home care, aging in place, the physical & financial well-being of family caregivers, and generational wealth.
If your plans do not addressing this with prevention strategies, you will have to determine reactive responses that will likely come too late.
At Silver To Gold, we equip your business with unique strategies to help clients, policyholders, and employees reduce preventable decline and enable physical and financial resilience for themselves and your bottom line.
Our Enabling Design Method™ has been applied to the US’s first elder-focused ER, was a pillar of an AARP initiative reaching people in over 25 countries worldwide, and enabled one elder to delay institutionalization resulting in over a million dollars in savings, 45% ROI, and wealth & legacy preservation.
OUR FLAGSHIP SOLUTION
The Retention Catalyst™ Program
A System to Address the Hidden Threats that Unnecessarily Drain Wealth, Drive Up Costs, and
Burden Heirs due to Preventable Caregiving Needs & Costs
Be the Financial Advising Firm or Long Term Care Insurer for Multiple Generations, Protect Client Wealth & Relationships, Drive Referrals
Be the Employer of Choice Safeguarding Employee Health & Financial Security Today & In Retirement while Protecting Your Bottom Line
OUR SERVICES
Advisor Training Workshops
Customer Service Team Trainings
HR Manager Trainings
Keynotes, Conferences, Subject Matter Expertise, + Custom Presentations
Fractional Gerontology Services
Professional Coaching
Assessments, Revisions, & Integration of our unique Enabling Design Method™ into your Processes, Materials, Website
Strategy Sessions
Engagement Summits
Workshops & Family Caregiver Trainings
PROFESSIONAL TRAININGS & speaking
Advisor Training Workshops
Customer Service Team Trainings
Keynotes, Conferences, Subject Matter Expertise, + Custom Presentations
strategic advising
Fractional Gerontology Services
Coaching
Assessments, Revisions, & Integration of our unique Enabling Design Method™ into your processes, materials, website
CLIENT ENGAGEMENT
Strategy Sessions
Engagement Summits
Workshops & Family Caregiver Trainings
OUR UNIQUE LTCi SOLUTION
The LTCi Customer Service Initiative
A Program to Train Your Client-Facing Staff and Family Caregivers to Reduce Preventable Caregiving Needs & Costs
Why Financial Advisors are Ideal to Uniquely Support Clients & Heirs
By offering our approach to clients and their heirs, you can amplify your positive impact on all generations and give them reasons to stay with you.
- The older client is already working with them and trusts them.
- Heirs are familiar with this type of professional and may already be working with one.
- The financial plans you create (and your firm’s AUM) are impacted by your clients’ physical independence.
By incorporating our unique Enabling Design Approach, advisors can provide simple yet innovative strategies to minimize clients’ caregiving needs and costs and burdens on heirs. Heirs are often significantly impacted by caregiving, with many developing health conditions and their own financial challenges. At the same time, advisors can address a hidden threat that would otherwise unnecessarily put the plans they’ve created at risk, helping to preserve assets and AUM.
5 Times Clients Call Us
When Another Heir has Moved Funds Away from Your Firm
When Another Client has Moved to Assisted Living or Skilled Nursing
When Your Clients have Funds for Care, but can't Access Quality, Reliable Care
When Another Heir Objects to Their Parents Move to CCRC
When Your Key Employees & Projects are Impacted by
Elder Care
The LTCI Retention Catalyst™ Program
Reduce Claims
Minimize Losses on Preventable Claims when you help your clients retain their physical independence and limit asset spend-down.
- Address the Claims Wave when you enable clients to reduce preventable needs
- Address a critical gap that predictive analytics fails to address
- Engage with existing policy holders and attract new ones with special events
- Improve your reputation as you change perceptions about LTC insurance
- Help younger clients protect their retirement security by reducing caregiving demands
- Be the Insurer of Choice when you help workplace clients reduce financial losses and workplace disruptions due to employee caregiving demands
EMPLOYERS, EMPLOYEE BENEFITS & EAPs
Reduce Costly Workplace Disruptions
Minimize absenteeism, presenteeism, and reduced productivity due to employee caregiving burdens that cost U.S. businesses
$17-33 Billion annually.
- Give your HR team + managers tools for addressing the impacts of employee eldercare
- Give employees an innovative method to protect their own retirement security by reducing eldercare needs and remaining in the workforce
- Reduce unnecessary turnover and retain valuable workers